Onondaga County Neighborhood Initiative Exterior Home Improvement Loan Program

(Program)

Offers homeowners loans of up to $10,000 at 1% interest, payable over 7 years, to be used for exterior home improvements. Eligible repairs include roof repair or replacement, exterior painting, step replacement, porch repair, window replacement, exterior door replacement, sidewalk replacement, driveway repair, and fence installation and repair.

Eligibility: Homeowners in Cicero, East Syracuse, Elmwood, Mattydale, North Syracuse, Strathmore, North and South Valley who reside in eligible areas; see www.homehq.org for map

Application Process: Call or go online to apply

Required Documentation: Copy of the recorded deed to home, copy of declarations page of homeowner's insurance policy, proof of income for all member of the household, copy of federal tax returns from the last 2 years, bank statements for the last 3 months, copy of picture ID

Fees: None

Cicero, East Syracuse, Elmwood, Mattydale, North Syracuse, Strathmore, North and South Valley

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Home HeadQuarters
(Agency)

Provides a range of products and services to assist current and prospective homeowners including certified home buyer education, emergency home improvement assistance, financial counseling, foreclosure prevention, first mortgage and closing cost assistance, property development and management, and home and energy improvement loans and grants. Provides free financial counseling as part of Syracuse's Financial Empowerment Center for Syracuse residents.

538 Erie Boulevard West
Syracuse NY 13204

Website: www.homehq.org

Hours: Monday - Friday, 8:30 AM - 5 PM

Disabled: Fully Accessible